Would you like to receive predictions from a money oracle? He would tell you what will happen to real estate prices and exchange rates. Such oracles are among us!!! Here are instructions on how to use their services: 1) Find a person who is bad with money. Poor man.2) Ask him what he thinks about, for example, real estate prices. Will they rise or fall?3) Accept the answer and do exactly the opposite! For example, if a person says that the dollar will rise, or apartment prices will also rise, then you should be wary and think about the opposite phenomena. Oracles are among us! The poor person must somehow manage to constantly make incorrect predictions. He has well-developed predictive abilities, only he uses them with the opposite sign. The secret of success is simple: watch what the crowd is doing and do the opposite!!! And also about money. You can predict the future using mathematics. Financial success is not compatible with emotions and requires a mathematical view of the world. As an example, I gave my wife Darina a mathematical calculation of the decision to buy/sell our previous apartment. After this calculation, her eyes opened wide, and she stated that, in addition to studying foreign languages, she now urgently needed to learn mathematics. The story was like this: 4 years ago we bought a four-room apartment and could keep the previous three-room apartment. Or sell it a little cheaper than the market... for 3 million rubles. I then did the math and made a decision: to sell. And this is what we have after these 4 years. If the 3 million rubles received are then immediately deposited in the bank at interest, then after these 4 years we have a MILLION ruble income in interest alone. Two years at 10% (300 thousand rubles annually) and two years at 7% (210 thousand rubles per year). In total, 3 million turned into.. 4 million. And that old apartment of ours only rose in price to 3 million 450 thousand rubles. That is, if we put the money in the bank at interest (I no longer remember where exactly this money went), then after 4 years we would be able to buy our apartment back plus we would have a profit of 550 thousand rubles (4 million - 3 million 450 thousand rubles) plus savings on utilities and real estate taxes. This calculation will immediately teach you to think mathematically, and not emotionally (I want it on credit right now). The only drawback of such calculations is that we do not know the future. And the prices in it, so any calculation is relevant only at the date of its publication. Once again, the thoughts of this article: money oracles surround us, we need to listen to the crowd and do the opposite, and finance, in order not to sing romances, requires knowledge of mathematics.