How to get rid of credit addiction will be discussed in this article. It is a continuation of the article https://www.b17.ru/article/411260/ “Credit addiction”. Credit mania is a type of non-chemical addiction. Its principle of operation is similar to other types of dependencies. What feelings and emotions does a person with an “unaffordable” loan experience? Guilt, shame, weakness, helplessness... Remember that young man I wrote about in the last article? He accumulated a bunch of loans, and his mother helped him pay for them. It turns out that the young man shifts his responsibility to his mother. And this speaks of his irresponsibility, incomplete separation, and it does not matter that they do not live together. This indicates a lack of desire to grow up, a desire to increase one’s self-esteem through new purchases. How to deal with credit addiction? As with any addiction, it is complex. First of all, it is necessary to realize this problem; without realizing it, it is impossible to work. Most addicted people cannot think critically and regularly find excuses for themselves. Develop a loan repayment plan. In the near future it will not be easy, you will have to save on a lot. Analyze expenses. Minimize expenses, leaving money only for the essentials. Keep a notebook of income and expenses. Make a loan repayment plan. Calculate which loans “eat up” your high interest rates, which loans are more profitable to pay off first. Most often these are large loans. Think about how to increase your income, even a part-time job will do. Maintain strict control over income and expenses. Learn to save - limit the number of purchases, consistently set aside a certain percentage of your earnings for unforeseen expenses. Contact a psychologist and find out the true reasons for your desire to take out a loan. Identify the causes of low self-esteem and increased anxiety - and work on them. It is important to be aware of your true feelings and desires. Often people replace them and do not listen to their needs. In this life, not everything can be measured with money, much less bought. You can get a consultation by making an appointment by phone number 903 373 36 00 (Whats App )