If you have access to the Internet, then by definition your income cannot be low. And since you are reading this article, then you have the Internet You are there (but, alas, there is no money). Isn’t it time to correct this situation in order to radically improve your financial situation? In today's article we will talk about what new habits will lead you to higher incomes. 1) We have a difficult year ahead, but this will not affect your standard of living in any way if you start earning more. The Internet has made all Russians equal to residents of two capitals and cities with a population of over a million, where wages are traditionally higher. Make full use of it! After all, each of us can now work from our own home (so to speak, without leaving our favorite sofa). Anyone can earn money online - and from any region of residence where there is an Internet connection. As the simplest option: Daily writing of articles for Zen (for which Zen pays me several times more than the salary of 70% of our fellow citizens) . Yes, you have yet to master this writing skill, but there is nothing difficult about it. Or another option: Find a freelance remote vacancy in the field of activity where you currently work. 2) Upgrade your “money psychology” Learn to make smart financial decisions. Understand three simple truths: First, the job is designed to pay employees the lowest salary possible in the labor market. After all, this is the only way your employer can make the greatest profit. Secondly, highly paid work is always based on creativity and creativity. Because this is the only way new goods (services) are created. And if you learn to create new products that are in demand in the market, then your family will always be “in chocolate.” Thirdly, new skills equal more money in your wallet/family budget. And yes, if at work you do not have the opportunity to show your talents and creativity, then you can do it at home - by organizing your own small online business (in your free time from your main job). 3) Be careful with credit cards! Because those who have lost all fear and vigilance have long been sitting in a “debt hole” "and plow "like slaves" for cunning bankers who cynically sold them their credit cards.Additionally: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for your money.” I will be grateful for your likes and reposts of this article. Author of the article - Alexander Evstegneev, personal finance expert, author of 20 books on financial literacy, investor with 25 years of experience