Many parents only think about how to teach a child to treat money correctly when their child finishes school. But the child’s relationship with money begins to be built much earlier. How to teach a child to value money? Three important postulates on this issue: the child should be taught to use money; you should cooperate with the child; you should always be honest with the child. Information for parents who want to teach their children how to use money wisely. Children - preschoolers Parents should give the child the opportunity to choose between two or three subjects. The child must understand the limited choice. Take your child with you to the shops. He can pay for his own purchases. The child must understand that family members should spend money not only on toys and entertainment, but also on paying for housing, buying groceries, clothes, etc. The child must understand how important it is to save money. The child must understand the difference between the concepts “I want” and “I can.” Praise more often than scold. A child's mistakes are part of his learning. Children aged 6 to 8 years Distribute responsibilities in the family. Even a four-year-old child can put away his toys. Create a list of special chores that children can do to earn some money as a reward. Keep a piggy bank where your child will put the money he earns. Don't buy toys based on your child's demands. Teach him to think about upcoming holidays and birthdays, for which he will definitely receive a gift. Teach your child to understand the interconnectedness of actions and consequences. To get something, you need to be responsible for something. The child must understand that any resources, including money, are limited. Children aged 8 to 12 years. Allow your child to help you make decisions. For example, take him with you to the grocery store and consult with him on what to buy for lunch. The best way to teach a child to save money is to show that money needs to be earned. Gifts do not have to be given constantly. Never pay money or “fine” for things like good or bad behavior or normal family responsibilities. Routine work of cleaning, putting things in order, etc. is the responsibility of all family members. Parents should give their child small amounts of money regularly. Children and parents must jointly decide how and when to spend it. Advise and help, not command and dictate. Parents should provide their child with the opportunity to earn extra money. To do this, it is necessary to give him special, specific and clear tasks. The child must understand that planning allows you to save money. Organize regular family councils with the participation of children, where they can also discuss money issues, for example, planning large purchases. Demonstrate to children how adults build a family budget. Children 13 years of age and older 1. Be consistent in your demands on your child. There shouldn't be too many demands... Be consistent and most importantly honest. 2. Let your child understand that the interests of the whole family are most important, and not his personal preferences. 3. When congratulating a child on his birthday or other holiday, never replace the gift with money.4. Parents should help teens save money for long-term goals. 5. Teenagers must understand how the family budget is replenished and spent. 6. Teenagers should be involved in the process of calculating family income and expenses. 7. Teenagers should be taught about how the financial system functions - banks, insurance companies, etc. 8. The child must understand that he is an important part of the family and other family members are counting on him. A child gains most of his money knowledge by observing the daily activities of his parents and other adults..