“Work more” and “spend less” - you’ve probably already come across similar advice on the Internet from “gurus” and coaches. It’s easy for them to say platitudes, repeating truisms over and over again. But in real life, few people manage to “make money” without initial capital or a powerful springboard in the form of financial support from parents, a “shaggy paw” and access to the state budget. In today’s article we’ll talk about how to make money literally “out of nothing.” - without having a good starting position. 1) You can't change your life until you change what you do every day Creating sustainable monetary wealth will require a seamless combination of smart investments, good daily habits and tireless work discipline. But even this will not be enough! It is important to remember that great success does not come overnight. Therefore, you will need all your patience and fanatical determination. 2) How to grind your competitors “into dust” We are talking about both competition in the labor market and competition within the company in which you currently work. An unyielding sequence of actions is the “secret ingredient,” which is guaranteed to lead to a decent salary and a high position. The fact is that now few people are ready to give their all at work “to the fullest.” A few are able to perform their routine job duties with consistently high quality (even when they don’t feel like working at all). But millions of people are ready to “sit their pants down,” scrolling through an endless news feed and drinking tea.3) To earn more, you need to work less (not more) No matter how illogical it may sound, it is a fact. The quality of our work becomes better when we We start working less, but more productively. And to do this, we need to rest more (i.e., work less), which dramatically increases our performance. Solution: Radically reduce your Priority Task List. Don't try to cram as many things into it as possible. On the contrary, clear it, removing everything unnecessary. Stop doing things that don't matter. By doing so, you will free up space and time for the most important things.Additionally: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for your money.” I will be grateful for your likes and reposts of this article. Author of the article - Alexander Evstegneev, personal finance expert, author of 20 books on financial literacy, investor with 25 years of experience