From all sides we are now being urged to take out a loan, offering different interest rates and a minimum of documents. And at the same time they promise heaven after we take it. They want to make us happy, though at our own expense)) I have a young man I know. He is thirty years old, has an above-average income, but is not a millionaire, and has his own apartment. And a lot of loans. There was a time when I received an inheritance. I closed all the loans, but after a month or two they were taken out again. Not having time to close one, he takes a second, a third, and so on ad infinitum. Do you think his salary is not enough for him? Enough. Then what does he spend it on? For the latest models of cell phones, for newly released computers or laptops. Is this really a necessity? No. Then why take out constant loans for this, pay interest and get further and further into the hole of debt? Not so long ago, such a term as credit addiction appeared. Credit mania is a type of non-chemical addiction. According to the principle of action, it is similar to other types - for example, gambling addiction and shopaholism. What characterizes credit addiction? Loans without special need (for small expenses, just like that). Credit gives a feeling of false freedom. I can afford everything. Money gives a feeling of pleasure, anticipation - “finally I can buy that very thing!” When taking out a loan, a person does not think about how he will repay it, what consequences his impulsive decision will have. A credit addict - cannot close one loan without taking out another .What could be the reasons for credit addiction? A person experiences emotional emptiness. A new purchase is an opportunity, albeit temporary, to fill it. Without a new gadget, he feels like zero, empty space, uninteresting. With a new thing - macho. A person likes to experience “thrill” sensations. The next loan is an opportunity to test them. He lives for today - money comes and goes haphazardly. They don’t know how to plan them in vain. I will get the pleasure today, and I will give it back later someday. Very often, credit mania goes hand in hand with shopaholism, gambling, gambling addiction. If you are interested and want to read the continuation of how to deal with this, click “Thank you” You can get advice by signing up by phone number 903 373 36 00 (Whats App )