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Money often becomes the cause of family disagreements: how and what to spend, who should manage the family budget, who spends more, etc. The situation becomes more complicated when children enter into the financial relationship between spouses. Sooner or later, every parent faces questions: should they give their children money or not? and if you give, is it just like that or for something? how much money to give? In this article I will talk about what mistakes parents make when starting to build a financial relationship with their child, and how to build them correctly. The most common mistakes: Mistake 1. Parents, trying to motivate their child to study, pay him for grades . Why shouldn't you do this? Firstly, money is paid for a service provided or a product produced, but studying is not such an activity, and the child is given the illusion of easy money. Secondly, financial support for grades deprives the child of cognitive interest, and he begins to study for the sake of money, and not for the sake of knowledge and choosing a professional path. Finally, children very quickly begin to take paying for grades for granted. What happens if the family experiences financial difficulties and you cannot pay your child? Will he continue to study just as well? By the way, children’s appetites grow quite quickly, and very soon your child will demand an increase in his “salary.” Mistake 2. Parents pay their children to do household chores: washing dishes, dusting, ironing clothes, etc. Before you start making such payments, answer yourself the question: “Why do I do all these things every day, and no one pays me for it?” Besides, I don’t want to talk about bad things, but if you get sick and can’t wash the floors, what is the guarantee that your grown-up child will not ask you for money for cleaning? Mistake 3. Parents give their child pocket money, but he cannot manage it at your own discretion. For example, when giving a child pocket money, parents remind: “You need a new jacket by autumn, so don’t waste it.” Or this situation: a child asks for money for a bun at the school cafeteria, because by the fourth period he already really wants to eat, or says that he has run out of notebooks, pens or pencils, and his parents send him to the piggy bank. Thus, pocket money is not enough even for the child’s natural needs. What can we say about little children's desires: chewing gum, toys, etc.? In such cases, as a rule, it comes to resentment, and often to theft from parental wallets. How to do it right: You can give your child pocket money not for something, but just like that. At the same time, immediately discuss the frequency and amount. You should not give pocket money every day - this does not contribute to the formation of patience, it is better once a week or two. How much pocket money to give? There is no need to give a lot, since you provide all the child’s needs (food, clothes and shoes for the season, stationery, toys, etc.). Try to find out how much pocket money parents give to your child’s friends and classmates, and base it on the arithmetic average of these amounts. Remember that you “donated” the pocket money to the child, so you should not direct its spending. BUT it’s worth telling your child how he can manage it: “You can spend money right away on pleasant little things, or you can put it aside, and then you will have the opportunity to buy some thing, for example, headphones (a skateboard, a handbag, etc. )". In this way, we help the child develop financial literacy. Later, when he starts earning money himself, he will already have an idea of ​​where and at what speed the money goes. “Not pocket” money is a one-time amount for a specific purchase. This money is given to a teenager if he himself can qualitatively choose some thing, a telephone, etc. Whether or not to give your child money is up to you to decide, but try not to make mistakes that lead to family conflicts.

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